md file and gap fix
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# 04 — Loading Event
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**Status**: Not Started
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**Depends On**: 03 — Ride Lifecycle
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---
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## Goal
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---
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## Background / Context
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---
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## Data Model Changes
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### Loading Sheet
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### Loading Line Item
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### Two-Party Confirmation
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## API Endpoints
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## Business Rules
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## Fraud / Control Considerations
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## Open Questions
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## Implementation Notes
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> Fill this section in during planning discussion before writing any code.
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